Misc. Charges

 As per Board Resolution dt:-27/04/2018, Misc. charges from SB/CA/TL w.e.f. 15/05/2018

PARTICULARS

Present charges

Inward Clearing Cheque Return Charges

Rs.250/- + GST

Outward Clearing Cheque Return Charges

Rs.100/- + GST

ECS Return Charges

Rs.250/- + GST

Minimum Balance Not Maintained Charges (Half yearly)

CA Rs.150/- + GST

ATM Annual Charges

Rs.100/- + GST

ATM PIN Replacement Charges

Rs.30/- + GST

Duplicate ATM Cards Charges

Rs.200+ GST

Pass Sheet Charges

SB A/c  Rs.10/- + GST
CA Rs.10/- + GST
(If the statement repeats for same dates for CA)

Pay order/DD Cancellation Charges

Rs.100/- + GST

Account Closing Charges

SB Rs.150/- (Before six months + GST)
CA Rs.250/- (Before six months+ GST)

Incidental Charges (Half yearly) (w.e.f. 01/06/2020)

CA Rs.150/- +  GST

Operative to Inoperative A/c Charges

NIL

Inoperative A/c to  Operative  A/c Charges

Rs.100/- +  GST

Personalized Cheque Book Issue Charges

SB Rs.3/- per leaf + GST (Exceeding 20 leaves per annum) , CA Rs.3/- per leaf +  GST

DD/PO Revalidation Charges

Rs.100/- + GST

Loan EMI Cheque return charges

Rs.500/- + GST

Loan recovery visit charges:

Staff

Upto Rs.2,000/- + GST

RPAD Notice/Letter of Loanees/Sureties

Rs.150/- + GST

Ordinary post to Loanees/Sureties

Rs.50/- + GST

Visit of sezure agents/recovery agents

-

Seizure of vehicle

Two Wheeler

Rs.3,000/-

Four Wheeler

Rs.10,000/-

Vehicle Loans Processing Fee

(As per B.R.dated 16/11/2019)

Two Wheeler

In case of  New Vehicle Rs.500/- or 0.25% of Loan Value whichever is higher and Valuation charges extra for Second hand vehicles

Three Wheeler

&

Four Wheelers

In case of  New Vehicle Rs.2500/- or 0.25% of Loan Value whichever is higher and Valuation charges extra for Second hand vehicles

Gold Loan application Fee

Rs.100/- + GST

Vehicle loan application Fee

Rs.100/- + GST

Property mortgage loan application Fee

Rs.100/- + GST

Share application Fee

Rs.100/- + GST

Additional share application fee

Rs.100/- + GST

Share admission Fee

Rs.150/- + GST

Nominal membership Fee

Rs.250/- + GST

Nominal membership application Fee

Rs.100/- + GST

Pre-closure subject to payment of interest for pre-closing(Excluding housing loan)

6 Months

Takeover Charges

2% of the outstanding loan amount

Property Inspection ( Yearly Inspection)

Rs.500/- + GST

Processing Charges

The Processing charges for loan on immovable properties are exclusive of Legal & valuation charges

As per Board Resolution dt:-24/04/2020, Addl. Misc. charges from SB/CA/TL w.e.f. 01/06/2020

Sl No.

Particulars

Charges

(In Rs.)

1.

SMS Charges (Quarterly)

a) Savings A/c

b) Current A/c

 

15.00

25.00

2.

ATM Card Surrender Charges

100.00

3.

RTGS/NEFT Charges

Upto 10,000/-

2.50

10,000/- to 1,00,000/-

5.00

1,00,001/- to 1,99,999/-

15.00

2,00,000/- to 5,00,000/-

25.00

Above 5,00,000/-

50.00

Note: Applicable taxes are to be collected with above charges.