Misc. Charges
As per Board Resolution dt:-27/04/2018, Misc. charges from SB/CA/TL w.e.f. 15/05/2018
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PARTICULARS |
Present charges |
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Inward Clearing Cheque Return Charges |
Rs.250/- + GST |
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Outward Clearing Cheque Return Charges |
Rs.100/- + GST |
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ECS Return Charges |
Rs.250/- + GST |
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Minimum Balance Not Maintained Charges (Half yearly) |
CA Rs.150/- + GST |
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Pass Sheet Charges |
SB A/c Rs.10/- + GST |
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Pay order/DD Cancellation Charges |
Rs.100/- + GST |
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Account Closing Charges |
SB Rs.150/- (Before six months + GST) |
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Incidental Charges (Half yearly) |
CA Rs.100/- + GST |
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Operative to Inoperative A/c Charges |
NIL |
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Inoperative A/c to Operative A/c Charges |
Rs.100/- + GST |
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Personalized Cheque Book Issue Charges |
SB Rs.3/- per leaf + GST (Exceeding 20 leaves per annum) , CA Rs.3/- per leaf + GST |
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DD/PO Revalidation Charges |
Rs.100/- + GST |
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Loan EMI Cheque return charges |
Rs.500/- + GST |
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Loan recovery visit charges: |
Staff |
Upto Rs.2,000/- + GST |
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RPAD Notice/Letter of Loanees/Sureties |
Rs.150/- + GST |
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Ordinary post to Loanees/Sureties |
Rs.50/- + GST |
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Visit of sezure agents/recovery agents |
- |
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Seizure of vehicle |
Two Wheeler |
Rs.3,000/- |
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Four Wheeler |
Rs.10,000/- |
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Vehicle Loans Processing Fee (As per B.R.dated 16/11/2019) |
Two Wheeler |
In case of New Vehicle Rs.500/- or 0.25% of Loan Value whichever is higher and Valuation charges extra for Second hand vehicles |
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Three Wheeler & Four Wheelers |
In case of New Vehicle Rs.2500/- or 0.25% of Loan Value whichever is higher and Valuation charges extra for Second hand vehicles |
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Gold Loan application Fee |
Rs.100/- + GST |
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Vehicle loan application Fee |
Rs.100/- + GST |
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Property mortgage loan application Fee |
Rs.100/- + GST |
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Share application Fee |
Rs.100/- + GST |
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Additional share application fee |
Rs.100/- + GST |
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Share admission Fee |
Rs.150/- + GST |
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Nominal membership Fee |
Rs.250/- + GST |
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Nominal membership application Fee |
Rs.100/- + GST |
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Preclosure subject to payment of interest for pre-closing(Excluding housing loan) |
6 Months |
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Takeover Charges |
2% of the outstanding loan amount |
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Property Inspection ( Yearly Inspection) |
Rs.500/- + GST |
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Processing Charges |
The Processing charges for loan on immovable properties are exclusive of Legal & valuation charges |
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