As per Board Resolution dt:-27/04/2018, Misc. charges from SB/CA/TL w.e.f. 15/05/2018
PARTICULARS |
Present charges |
||
Inward Clearing Cheque Return Charges |
Rs.250/- + GST |
||
Outward Clearing Cheque Return Charges |
Rs.100/- + GST |
||
ECS Return Charges |
Rs.250/- + GST |
||
Minimum Balance Not Maintained Charges (Half yearly) |
CA Rs.150/- + GST |
||
ATM Annual Charges |
Rs.100/- + GST |
||
ATM PIN Replacement Charges |
Rs.30/- + GST |
||
Duplicate ATM Cards Charges |
Rs.200+ GST |
||
Pass Sheet Charges |
SB A/c Rs.10/- + GST |
||
Pay order/DD Cancellation Charges |
Rs.100/- + GST |
||
Account Closing Charges |
SB Rs.150/- (Before six months + GST) |
||
Incidental Charges (Half yearly) (w.e.f. 01/06/2020) |
CA Rs.150/- + GST |
||
Operative to Inoperative A/c Charges |
NIL |
||
Inoperative A/c to Operative A/c Charges |
Rs.100/- + GST |
||
Personalized Cheque Book Issue Charges |
SB Rs.3/- per leaf + GST (Exceeding 20 leaves per annum) , CA Rs.3/- per leaf + GST |
||
DD/PO Revalidation Charges |
Rs.100/- + GST |
||
Loan EMI Cheque return charges |
Rs.500/- + GST |
||
Loan recovery visit charges: |
Staff |
Upto Rs.2,000/- + GST |
|
RPAD Notice/Letter of Loanees/Sureties |
Rs.150/- + GST |
||
Ordinary post to Loanees/Sureties |
Rs.50/- + GST |
||
Visit of sezure agents/recovery agents |
- |
||
Seizure of vehicle |
Two Wheeler |
Rs.3,000/- |
|
Four Wheeler |
Rs.10,000/- |
||
Vehicle Loans Processing Fee (As per B.R.dated 16/11/2019) |
Two Wheeler |
In case of New Vehicle Rs.500/- or 0.25% of Loan Value whichever is higher and Valuation charges extra for Second hand vehicles |
|
Three Wheeler & Four Wheelers |
In case of New Vehicle Rs.2500/- or 0.25% of Loan Value whichever is higher and Valuation charges extra for Second hand vehicles |
||
Gold Loan application Fee |
Rs.100/- + GST |
||
Vehicle loan application Fee |
Rs.100/- + GST |
||
Property mortgage loan application Fee |
Rs.100/- + GST |
||
Share application Fee |
Rs.100/- + GST |
||
Additional share application fee |
Rs.100/- + GST |
||
Share admission Fee |
Rs.150/- + GST |
||
Nominal membership Fee |
Rs.250/- + GST |
||
Nominal membership application Fee |
Rs.100/- + GST |
||
Pre-closure subject to payment of interest for pre-closing(Excluding housing loan) |
6 Months |
||
Takeover Charges |
2% of the outstanding loan amount |
||
Property Inspection ( Yearly Inspection) |
Rs.500/- + GST |
||
Processing Charges |
The Processing charges for loan on immovable properties are exclusive of Legal & valuation charges |
As per Board Resolution dt:-24/04/2020, Addl. Misc. charges from SB/CA/TL w.e.f. 01/06/2020 |
|||
Sl No. |
Particulars |
Charges (In Rs.) |
|
1. |
SMS Charges (Quarterly) a) Savings A/c b) Current A/c |
15.00 25.00 |
|
2. |
ATM Card Surrender Charges |
100.00 |
|
3. |
RTGS/NEFT Charges |
Upto 10,000/- |
2.50 |
10,000/- to 1,00,000/- |
5.00 |
||
1,00,001/- to 1,99,999/- |
15.00 |
||
2,00,000/- to 5,00,000/- |
25.00 |
||
Above 5,00,000/- |
50.00 |
||
Note: Applicable taxes are to be collected with above charges. |